WEKO3
アイテム
預金保険機構による特定回収困難債権の買取・回収について
http://hdl.handle.net/10441/11141
http://hdl.handle.net/10441/11141a6aac020-f07f-4f57-b375-e336d6a888b9
| 名前 / ファイル | ライセンス | アクション |
|---|---|---|
鈴木康晴.pdf (4.0 MB)
|
|
| Item type | 紀要論文 / Departmental Bulletin Paper(1) | |||||||
|---|---|---|---|---|---|---|---|---|
| 公開日 | 2013-01-21 | |||||||
| タイトル | ||||||||
| タイトル | 預金保険機構による特定回収困難債権の買取・回収について | |||||||
| 言語 | ||||||||
| 言語 | jpn | |||||||
| 資源タイプ | ||||||||
| 資源タイプ識別子 | http://purl.org/coar/resource_type/c_6501 | |||||||
| 資源タイプ | departmental bulletin paper | |||||||
| 著者 |
鈴木, 康晴
× 鈴木, 康晴
|
|||||||
| 著者(ヨミ) | ||||||||
| 姓名 | スズキ, ヤスハル | |||||||
| 著者別名 | ||||||||
| 姓名 | Suzuki, Yasuharu | |||||||
| 抄録 | ||||||||
| 内容記述タイプ | Abstract | |||||||
| 内容記述 | In Japan, deposit insurance is undertaken by the Deposit Insurance Corporation of Japan (DICJ). Besides insuring deposits in the event of a default of a financial institution, the DICJ takes charge of paying out the insured deposits of failed banks and the collection of receivables. Up until now, the DICJ has handled the resolution processes of 182 financial institutions and undertaken the collection of such failed institutions’ receivables together with its subsidiary, the Resolution and Collection Corporation.(As of the end of September 2012)Apart from the above, at the beginning of the Heisei Era (1989~) when the fragility of the financial system was magnified and several temporary measures were implemented to revive the financial system, the DICJ purchased non-performing assets from healthy financial institutions for a limited period of time. At this time, the DICJ powerfully pressed forward with collection by such efforts as taking advantage of its authority to inspect the assets of financial institutions and uncovering hidden assets in cases where collection would have been difficult by ordinary private-sector financial institutions. This resulted in the successful collection of illicit profits made by antisocial forces, which would attempt to evade repayment even though capable of doing so, and contributed to the elimination of antisocial forces from the financial system. Unfortunately, the DICJ’s purchasing program of non-performing assets pursuant to the Financial Revitalization Law was temporary, and after the program expired, the DICJ or its group entities were no longer able to enforce collection from antisocial forces other than collecting the non-performing assets of failed financial institutions. However, the revision of the Deposit Insurance Act in 2011 enforced a provision that allows the DICJ and its affiliated entities to purchase difficult-to-collect claims whose debtors include antisocial forces from regular financial institutions, with a view to undertaking the collection of such claims. This is the first public and permanent system in Japan enabling the powerful collection of claims from antisocial forces. In this study, we will take an overview of the Japanese deposit insurance system and the DICJ, review the content of the newly introduced mechanism to purchase and collect specified difficult-to-collect claims, and consider the meaning of the new scheme and its future challenges. |
|||||||
| 引用 | ||||||||
| 内容記述タイプ | Other | |||||||
| 内容記述 | 彦根論叢, 第394号, pp. 146-159 | |||||||
| 引用 | ||||||||
| 内容記述タイプ | Other | |||||||
| 内容記述 | The Hikone Ronso, No.394, pp. 146-159 | |||||||
| 書誌情報 |
彦根論叢 号 第394号, p. 146-159, 発行日 2012-12 |
|||||||
| ISSN | ||||||||
| 収録物識別子タイプ | ISSN | |||||||
| 収録物識別子 | 0387-5989 | |||||||
| 書誌レコードID | ||||||||
| 収録物識別子タイプ | NCID | |||||||
| 収録物識別子 | AN00207196 | |||||||
| タイトル（ヨミ） | ||||||||
| その他のタイトル | ヨキン ホケン キコウ ニヨル トクテイ カイシュウ コンナン サイケン ノ カイトリ カイシュウ ニ ツイテ | |||||||
| その他の言語のタイトル | ||||||||
| その他のタイトル | Purchase and Collection of “Specified Difficult-to-Recover Claims” by DICJ | |||||||
| 出版者 | ||||||||
| 出版者 | 滋賀大学経済学会 | |||||||
| 資源タイプ | ||||||||
| 内容記述タイプ | Other | |||||||
| 内容記述 | Departmental Bulletin Paper | |||||||
