@article{oai:shiga-u.repo.nii.ac.jp:00008264,
 author = {鈴木, 康晴},
 issue = {第394号},
 journal = {彦根論叢},
 month = {Dec},
 note = {Departmental Bulletin Paper, In Japan, deposit insurance is undertaken by the Deposit Insurance Corporation of Japan (DICJ). Besides insuring deposits in the event of a default of a financial institution, the DICJ takes charge of paying out the insured deposits
of failed banks and the collection of receivables.
Up until now, the DICJ has handled the resolution processes of 182 financial institutions and undertaken the collection of such failed institutions’ receivables together with its
subsidiary, the Resolution and Collection Corporation.(As of the end of September 2012)Apart from the above, at the beginning of the Heisei Era (1989~) when the fragility of the financial system was magnified and several temporary measures were implemented to revive the financial system, the DICJ purchased non-performing assets from healthy financial institutions for a limited period of time. At
this time, the DICJ powerfully pressed forward
with collection by such efforts as taking advantage of its authority to inspect the assets
of financial institutions and uncovering hidden
assets in cases where collection would have been difficult by ordinary private-sector financial
institutions. This resulted in the successful
collection of illicit profits made by antisocial
forces, which would attempt to evade repayment
even though capable of doing so, and contributed to the elimination of antisocial forces from the financial system.
Unfortunately, the DICJ’s purchasing program of non-performing assets pursuant to the Financial Revitalization Law was temporary, and after the program expired, the DICJ or its group entities were no longer able to enforce collection from antisocial forces other than collecting the non-performing assets of failed financial institutions. However, the revision of the Deposit Insurance Act in 2011 enforced a provision that allows the DICJ and its affiliated entities to purchase difficult-to-collect claims whose debtors include antisocial forces from regular financial institutions, with a view to undertaking the collection of such claims. This is the first public and permanent system in Japan enabling the powerful collection of claims from
antisocial forces.
In this study, we will take an overview of the
Japanese deposit insurance system and the DICJ, review the content of the newly introduced mechanism to purchase and collect specified difficult-to-collect claims, and consider the meaning of the new scheme and its future challenges., 彦根論叢, 第394号, pp. 146-159, The Hikone Ronso, No.394, pp. 146-159},
 pages = {146--159},
 title = {預金保険機構による特定回収困難債権の買取・回収について},
 year = {2012}
}