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戦後西ドイツ高度成長期における銀行業の再建と競争 : 「銀行業における競争の歪み調査」の背景と帰結
http://hdl.handle.net/10441/11143
http://hdl.handle.net/10441/111433d736add-ec8c-41ec-8461-91595629e7f3
| 名前 / ファイル | ライセンス | アクション |
|---|---|---|
三ツ石郁夫.pdf (3.5 MB)
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| Item type | 紀要論文 / Departmental Bulletin Paper(1) | |||||||
|---|---|---|---|---|---|---|---|---|
| 公開日 | 2013-01-21 | |||||||
| タイトル | ||||||||
| タイトル | 戦後西ドイツ高度成長期における銀行業の再建と競争 : 「銀行業における競争の歪み調査」の背景と帰結 | |||||||
| 言語 | ||||||||
| 言語 | jpn | |||||||
| 資源タイプ | ||||||||
| 資源タイプ識別子 | http://purl.org/coar/resource_type/c_6501 | |||||||
| 資源タイプ | departmental bulletin paper | |||||||
| 著者 |
三ツ石, 郁夫
× 三ツ石, 郁夫
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| 著者(ヨミ) | ||||||||
| 姓名 | ミツイシ, イクオ | |||||||
| 著者別名 | ||||||||
| 姓名 | Mitsuishi, Ikuo | |||||||
| 抄録 | ||||||||
| 内容記述タイプ | Abstract | |||||||
| 内容記述 | This article analyzes the structural conditions and order of competitiveness in the banking industry in West Germany among the commercial bank, savings bank and credit cooperative sectors in the postwar period of high economic growth, from currency reform in 1948 to the end of the 1960s. When the credit business law (Kreditwesengesetz) passed the Federal Parliament on March 16, 1961, it required an inquiry into distorted competition in the banking industry, because private banks claimed that the public bank sector had comparative privileges, though the law introduced a national bank supervisory institution to realize fair competition. The inquiry commission report, which was late and afterward submitted in 1968, acknowledged that the public bank sector had three main competitive privileges in the legal and administrative practices over the private sector. First, savings banks were given priority in administrative and personnel relations with municipalities. Secondly, savings banks and credit cooperatives were allowed tax exemptions or reductions. Thirdly, savings banks and their savings deposits were guaranteed by municipalities. Against the first two privileges, the Federal Government took measures to permit the municipalities to open the practices and transactions in question to private banks and to abolish the main part of tax exemptions with the second tax reform in 1967. But the report justified the credit guarantee of savings banks by municipalities and regarded the competitive conditions among sectors in the banking industry as right. The savings banks’ business principles for public and regional interests were closely connected to the economic order of Germany. The third privilege of the savings banks was abolished by agreement with the EU Commission after almost 40 years in 2005. |
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| 引用 | ||||||||
| 内容記述タイプ | Other | |||||||
| 内容記述 | 彦根論叢, 第394号, pp. 174-189 | |||||||
| 引用 | ||||||||
| 内容記述タイプ | Other | |||||||
| 内容記述 | The Hikone Ronso, No.394, pp. 174-189 | |||||||
| 書誌情報 |
彦根論叢 号 第394号, p. 174-189, 発行日 2012-12 |
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| ISSN | ||||||||
| 収録物識別子タイプ | ISSN | |||||||
| 収録物識別子 | 0387-5989 | |||||||
| 書誌レコードID | ||||||||
| 収録物識別子タイプ | NCID | |||||||
| 収録物識別子 | AN00207196 | |||||||
| タイトル（ヨミ） | ||||||||
| その他のタイトル | センゴ ニシドイツ コウドセイチョウキ ニ オケル ギンコウギョウ ノ サイケン ト キョウソウ ギンコウギョウ ニオケル キョウソウ ノ ユガミチョウサ ノ ハイケイ ト キケツ | |||||||
| その他の言語のタイトル | ||||||||
| その他のタイトル | Banking Structure between Reconstruction and Competition in West Germany 1948-1968 | |||||||
| 出版者 | ||||||||
| 出版者 | 滋賀大学経済学会 | |||||||
| 資源タイプ | ||||||||
| 内容記述タイプ | Other | |||||||
| 内容記述 | Departmental Bulletin Paper | |||||||
