@article{oai:shiga-u.repo.nii.ac.jp:00008212,
 author = {鈴木, 康晴},
 issue = {第390号},
 journal = {彦根論叢},
 month = {Dec},
 note = {Departmental Bulletin Paper, Since the economic bubble burst in the early
1990s, Japanese financial institutions, which
used to be able to earn profits with ease, have
been going through significant changes in the business environment, including prolonged economic stagnation, deregulated financial markets and tightening of prudential regulations
such as capital adequacy requirements. Unsurprisingly, those who run the institutions
have been under pressure to change and exercise better business acumen. In addition, since the government can no longer afford to provide generous subsidies to bridge regional economic gaps, local economies have begun to grow (or slow down) at their own pace. So it is about time for each region’s financial institutions whose business has been expanding in tandem with regional economic growth to develop and implement long-term business strategies while they and local economies still have the capacity for growth. In this paper, with the above-mentioned
background in mind, I will take an overall look
at what regional banks, especially those in the
Kansai region, did and experienced, and how they are faring; I will then examine what distinguishes the Kansai-based regional banks., 彦根論叢, 第390号, pp. 204-217, The Hikone Ronso, No.390, pp. 204-217},
 pages = {204--217},
 title = {関西における地域銀行について},
 year = {2011}
}